Run a micro finance business or community bank with one system: susu collection, savings, loans, teller and accounts. Staff get a desktop app, customers get a phone app, and collectors work offline in the field.
Susu, savings, loans, teller and accounting on one ledger, with the right app for every person.
Daily, weekly or monthly plans, automatic cycle payouts, fee rules and missed-day tracking.
Regular, target, group and fixed deposit accounts, with the interest rules you set.
Apply, approve in steps, disburse, collect and follow arrears, with schedules for every interest method.
Collect on the street with no signal, send an SMS receipt and sync when back online.
Customers check balances, pay by mobile money, follow their susu cycle and apply for loans.
Roles, approvals on large transactions, an audit log and a double-entry ledger that always balances.
Xecil Micro Banking shares the dark theme and typography of Xecil UI, so tellers, managers and collectors work in an interface that stays out of the way.
One clear price for your institution, announced before launch, with no surprises on the invoice.
Micro finance companies, susu businesses, savings and loan groups and credit unions.
No. Collections are saved on the phone and sent when it is back online.
Yes. Xecil Micro Banking connects to mobile money and bank transfers for collections and payouts.
No. It is software for licensed institutions and does not hold money itself. Check your local regulator's rules before you go live.
It is in development. Press Tell me when it's ready and we will send one email on launch day, nothing else.